VA Loan

Key Features

0% Down: VA loans are one of the few remaining home loan options that offer a 0% down payment option for qualified borrowers. This makes homeownership more accessible and eliminates the need for a large upfront payment.
No PMI: VA loans, being government-backed, do not require Private Mortgage Insurance (PMI). This saves borrowers from the additional monthly expenses associated with PMI.
Competitive Interest Rates: VA loans have consistently offered the lowest average fixed interest rates in the market for over five years. Borrowers can take advantage of these low rates, even without exceptionally high credit scores.
Easier to Qualify: VA loans have more flexible and forgiving credit underwriting guidelines, making it easier for veterans and service members to qualify for a loan. This expands access to homeownership as a benefit for those who have served.